LIVE ON BITCOIN MAINNET
CONFIDENTIAL · MAY 2026

Institutional Civic Finance
on Bitcoin.

A Bitcoin-native institutional layer that tokenizes city and regional assets, creates EUR-backed settlement liquidity, and deploys capital into civic transformation programs — verified on-chain and designed for public-private partners.

Think: institutional asset management + municipal finance + Bitcoin-secured audit trails — built for cities, regions, funds, and long-term capital.

First Mover
MiCA Compliant
Live on Bitcoin
EU Focus
Raising Now
€500K-1M
Seed round · €100K min
Contracts Live
4 live
Bitcoin mainnet · 189 tests
Target AUM 2027
€50M
5-10 tokenized assets
Revenue at €50M AUM
€1.5M+
Annual recurring fees
Tokenization Fee
1-2%
One-time per asset. Paid 50% EUR cash to company.
Management Fee
1.5%
Annual on AUM. Quarterly payments. Recurring revenue.
Performance Carry
15-20%
On returns above 6% hurdle rate. Aligned with investors.
Protocol Fees
0.3%
DEX swap + FENIXT mint. Accrues to token treasury.
Why FENIX is Different
  • First mover. No Bitcoin-native civic asset finance layer exists at this intersection of city assets, EUR settlement, tokenized funds, and public-sector auditability.
  • Bitcoin security. Every transaction settles to Bitcoin — the only network institutions trust unconditionally.
  • Real assets. Not speculative crypto — structured around real city and regional assets worth hundreds of billions across Europe.
  • Institutional fees. 1.5% AUM + carry — same model as BlackRock, on-chain and transparent.
  • MiCA compliant. EUR-backed stablecoin. Bitcoin commodity status. Clearest regulatory path in EU.
  • Citizen participation. Citizens govern their city's capital. Politically powerful. Impossible to replicate with TradFi.
How It Works
  • 01 Partner. FENIX signs with city or private developer. Asset identified and independently valued.
  • 02 Tokenize. Asset registered on Bitcoin L2. 1% tokenization fee charged. FENIXT minted at 110% collateral.
  • 03 Deploy. FENIXT deployed into city fund. Projects scored and approved on-chain. Milestone-based release.
  • 04 Earn. Projects generate returns. FENIX takes 15-20% carry. 1.5% annual management fee on AUM.
  • 05 Reinvest. Returns fund next projects. Protocol becomes self-sustaining as AUM grows.
  • Example: €20M Zagreb land generates €770K+ Year 1 revenue.
The Market
  • $94T global infrastructure funding gap by 2040. Cities cannot fund their future through legacy finance.
  • $16T RWA tokenization market by 2030 (BCG). FENIX at the intersection of RWA + civic finance.
  • €2.1T EU urban infrastructure need by 2030. Zagreb, Belgrade, Budapest first — then 10+ cities.
  • $2T+ Bitcoin market cap. BlackRock, Fidelity, sovereign funds now hold BTC directly.
  • 0 competitors in Bitcoin-native civic asset finance. FENIX is building the category from scratch.
  • ESG aligned. Solar farms, civic AI, water infrastructure — exactly what institutional ESG mandates require.
Capital Raise Strategy
Bridge · NOW
€500K
Convertible note · 2-3 angels · Close 30-60 days
Token Sale · Q4 2026
€2-5M
Private sale · After first asset on-chain · 12mo cliff
Series A · 2027
€10-20M
After €50M+ AUM · EU expansion · Institutional VCs
Seed Round Terms
Instrument
SAFE + Warrant
Token Price
€0.05-0.10
Potential Upside
10-20x
Not financial advice. For qualified investors only.
Roadmap
Q1-Q2 2026 — COMPLETE
5 contracts live on Bitcoin mainnet · 189/189 tests · RWA engine and dashboard deployed
Q2-Q3 2026 — NEXT
Seed round close · First Zagreb real estate deal signed · BD hire
3
Q3 2026
First asset tokenized on-chain · Ivana Fund first project funded
4
Q4 2026
Private token sale €2-5M · Angela + Ildiko Funds deployed
5
Q1 2027
Public token launch (TGE) · €50M AUM target · EU expansion
6
2028+
10+ cities · NeoBank layer · €200M+ AUM · Series A
Investment Inquiries
Gabriel Zanko · Founder & CEO · House of Fenix
fenixprotocol.com
Confidential. For qualified investors only.
Not financial advice. House of Fenix · Zagreb · May 2026